Faktor-Faktor Yang Memengaruhi Profitabilitas PT Bank Negara Indonesia Tbk. 2017-2022

Authors

  • Sri Wulandari Perbanas Institute, Jakarta, Indonesia
  • Henny Ritha Perbanas Institute, Jakarta, Indonesia

DOI:

https://doi.org/10.31334/abiwara.v4i2.3322

Keywords:

CAR, NPL, LDR, BOPO, dan ROA

Abstract

This study aims to analyze the Factors Affecting the Profitability of PT Bank Negara Indonesia 2017-2022. The type of research data is quantitative, and the secondary data source consists of the financial statements of PT Bank Negara Indonesia Tbk. 2017-2022. Technique analysis used panel data regression analysis. The results showed that the Capital Adequacy Ratio (CAR), and Operational Costs and Operating Income (BOPO) had no effect on Return On Assets (ROA), while Net Performing Loans (NPL) had a negative and significant effect on Return On Assets (ROA), and Loan to Deposit Ratio (LDR) has a positive and insignificant effect on Return On Assets (ROA).

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Published

2023-03-29

Issue

Vol. 4 No. 2: Maret 2023

Section

Articles

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