Perceptions of Micro Business Actors in Cimpaeun Village, Depok City in Adopting the Use of Digital Financial Reporting Applications

Bisma Widyawan, Dhani Salman, Indah Wahyu Maesarini, Yuly Astika, Anisa Arizona Bandi

Abstract


The use of digital technology offers various benefits. However, the level of digital adoption among micro businesses is still relatively low, especially in using digital financial reporting applications.  This can be seen from the fact that there are still many micro businesses that do not have financial reports even though there are applications that can help them. This study aims to determine the perceptions of micro business actors in Cimpaeun Village, Depok City, towards adopting digital financial reporting applications. The research method uses a qualitative approach with an exploratory type of research. Data were collected through semi-structured interviews with seven micro business informants in the area and analyzed using the content analysis method. The results showed that micro businesses have a positive perception of the ease and efficiency of the application in managing finances. Barriers such as limited digital literacy, access to technology, cost, and data security are the main challenges. This study found that to increase the adoption rate of digital financial reporting among micro businesses, training to improve digital literacy, development of user-friendly applications, technological support, and data security are needed to accelerate the adoption of digital financial reporting applications.


Keywords


Micro Business; Digital Financial Application; Digital Literacy; Technology Adoption; Digital Transformation

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References


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DOI: https://doi.org/10.31334/ijsscs.v1i1.4481

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