Peningkatan Literasi Keuangan melalui Pengelolaan Keuangan Keluarga untuk Masyarakat Desa Tunggulrejo Kecamatan Jumantono Kabupaten Karanganyar
DOI:
https://doi.org/10.31334/jks.v7i2.4191Keywords:
Financial Management, Financial Literacy, Saving, Fnancial Recording,Abstract
From the initial information, it is known that the people of Tunggulrejo village have not managed their family finances well or some of them have difficulties in managing their finances, including recording family finances. Furthermore, it can be said that the public also does not understand financial literacy. Financial management is one of the main problems in Tunggulrejo village, Jumantono sub-district, Karanganyar district, because if family financial management and understanding financial literacy do not work well it will hinder performance and getting access to financing. The problems that arose during the discussion were the financial attitudes and behavior of their children who are students, university students and single youth in the form of excessive spending behavior, not understanding proper financial planning, and not understanding the priority scale of primary, secondary and tertiary needs. . The team provides solutions regarding the correct meaning of money, saving discipline, and the need to make correct financial planning to achieve individual and family financial resilience. This service has opened the minds and awareness of housewives about the importance of financial literacy in family life. By socializing financial literacy, attitudes and foundations can be fostered in building family financial resilience. Having good financial management will have a positive impact on business continuity, especially for the people of Tunggulrejo village, Jumantono District, Karanganyar Regency.References
Anggraeni, B. (2015). Pengaruh Literasi Keuangan Pemilik Usaha Terhadap Pengelolaan Keuangan Studi Kasus: UMKM Depok. Jurnal Vokasi Indonesia, Vol 3 (1),22-30.
Akyuwen, R., Nanere, M., & Ratten, V. (2022). Technology Entrepreneurship: Fintech Lending in Indonesia. In V. Ratten (Ed.), Entrepreneurial Innovation (pp. 151–176). Springer Nature Singapore. https://doi.org/10.1007/978-981-16-4795-6_14
Azis, I. (2019). Pengaruh Uang Saku, Gaya Hidup, dan Perilaku Menabung terhadap Pola Konsumsi Non Makanan Mahasiswa. Jurnal Ilmiah Mahasiswa FEB, 8(1) Universitas Brawiijaya.
Bahry, Fariz Maulana. (2018). “Pengaruh Pengetahuan Keuangan, Sikap Terhadap Uang Dan Tingkat Pendapatan Pada Pengelolaan Keuangan Keluarga Di Sidoharjo.†STIE Perbanas.
Kemendikbud. (2017). Gerakan Literasi Finansial. In K. P. Kebudayaan, Materi Pendukung Literasi Finansial (p. 41). Jakarta: Kemendikbud.
Lindiawatie & Shahreza, (2021) Penyuluhan LIterasi Keuangan Pada Ibu Rumah TanggaDi Depak Sebagai DasarMembangun Ketahan Keuangan Keluarga. Jurnal Warta LPM, Vol 24 No 3 2021. Hal 521-532
Liu, B., & Lu, B. (2023). Can financial literacy be a substitute for financial advisers? Evidence from China. Pacific-Basin Finance Journal, 79, 102046. https://doi.org/10.1016/j.pacfin.2023.102046
McKnight, A. (2018). Financial Resilience: Measures, Trends and Policy Options. Brussel: Centre of Analysis of Social Exclusion
Ni Ketut Priantini & Kadek Devi Kalfika Anggria Wardani. (2023). Penguatan Literasi Keuangan melalui Gelar Edukasi CBP Rupiah di SMP Negeri 1 Tabanan. Jurnal Abdimas Mandiri, 7(3), 147–154. https://doi.org/10.36982/jam.v7i3.3254 ,
OJK. (2017). Strategi Nasional Literasi Keuangan Indonesia (Revisit 2017). Jakarta: Otoritas Jasa Keuangan.
Rahmayanti, W., Nuryani, H. S., & Salam, A. (2019). Pengaruh Sikap Keuangan dan Perilaku Keuangan terhadap Literasi Keuangan (Studi Kasus pada Ibu Rumah Tangga di Desa Lito . Jurnal Manajemen dan Bisnis, 2(1)
Rifdani. Efni Cerya. (2022). Bagaimana Literasi Keuangan Mempengaruhi Perilaku Pengelolaan Keuangan Pribadi Mahasiswa Pendidikan Ekonomi. Jurnal Ecogen .Vol. 5No. 1, 2022Page 102-111
Tan, J., Cai, D., Han, K., & Zhou, K. (2022). Understanding peasant household’s land transfer decision-making: A perspective of financial literacy. Land Use Policy, 119, 106189. https://doi.org/10.1016/j.landusepol.2022.106189
Van Rooij, M., Lusardi, A., & Alessie, R. (2011). Financial literacy and stock market participation. Journal of Financial Economics, 101(2), 449–472. https://doi.org/10.1016/j.jfineco.2011.03.006
Yulistia, R. (2018). Faktor-faktor yang Mempengaruhi Perilaku Pengelolaan Keuangan Keluarga di Kabupaten Tuban. Surabaya: Sekolah Tinggi Ilmu Ekonomi Perbanas.
Yushita, A. (2017). Pentingnya Literasi Keuangan Bagi Pengeloaan Keuangan Pribadi. Jurnal Nominal, Vol VI (1), 11-26.
Downloads
Additional Files
Published
Issue
Section
License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Copyright Notice
Please find the rights and licenses in Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat. By submitting the article/manuscript of the article, the author(s) agree with this policy. No specific document sign-off is required.
1.License
The commercial use of the article will be governed by the Creative Commons Attribution license as currently displayed on Creative Commons Attribution--ShareAlike 4.0 International License.
2.Author(s)' Warranties
The author warrants that the article is original, written by stated author(s), has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).
3.User Rights
Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat, spirit is to disseminate articles published are as free as possible. Under the Creative Commons license, Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat permits users to copy, distribute, display, and perform the work for non-commercial purposes only. Users will also need to attribute authors and Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat on distributing works in the journal and other media of publications.
4.Co-Authorship
If the article was jointly prepared by more than one author, any authors submitting the manuscript warrants that he/she has been authorized by all co-authors to be agreed on this copyright and license notice (agreement) on their behalf, and agrees to inform his/her co-authors of the terms of this policy. Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat will not be held liable for anything that may arise due to the author(s) internal dispute. Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat will only communicate with the corresponding author.
5.Miscellaneous
Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat will publish the article (or have it published) in the journal if the article’s editorial process is successfully completed. Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat editors may modify the article to a style of punctuation, spelling, capitalization, referencing and usage that deems appropriate. The author acknowledges that the article may be published so that it will be publicly accessible and such access will be free of charge for the readers as mentioned in point 3.
Every accepted manuscript should be accompanied by "Copyright Transfer Agreement" prior to the article publication.