Penerapan Strategi Cost Efficiency (Efisiensi Biaya) Pada PT Bank Muamalat Indonesia, Tbk. Tahun 2017

Authors

  • Nidaul Izzah Institut Ilmu Sosial dan Manajemen Stiami
  • Muhammad Zakaria Rachmawan Institut Ilmu Sosial dan Manajemen Stiami

DOI:

https://doi.org/10.31334/abiwara.v1i1.500

Keywords:

Strategi, Efisiensi, Biaya

Abstract

This research discusses about the implementation of the cost efficiency strategy at PT Bank Muamalat Indonesia, Tbk. As for the phenomenon of the problem that the authors observe on the financial ratios report of PT Bank Muamalat Indonesia, Tbk., especially in the BOPO ratio (Operating Costs to Operating Income), it ranks fourth highest out of a total of 13 Islamic Commercial Banks in Indonesia. Based on the authors’ observation, it has implemented the cost efficiency strategy that is also carried out by banks in general. However, there are some obstacles that result in inefficient bank performance, so the BOPO ratio is still high. Therefore, PT Bank Muamalat Indonesia, Tbk. has made several solutions to overcome the obstacles faced

References

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Published

2021-07-16

Issue

Vol. 1 No. 1: September 2019

Section

Articles

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